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Hello Everyone, for this post, I would like to share with you my own personal killer credit cards combination: American Express Platinum = 5X AIRFARE + LOUNGE ACCESS + HOTEL STATUS American Express Gold = 4X U.S. ONLY DINING + 4X U.S. GROCERY (UP TO $25,000/YEAR) American Express Blue Business Plus = 2X EVERYTHING ELSE CHASE…

What are the best countries to retire in?  Once again, my search yielded multiple list.  I decided to plug them all in my meta-analysis spreadsheet and see which one top the list.  The data are compiled from Natixis Global Retirement Index, Forbes, USNEWS, Investopedia, Business Insider, AARP, Live & Invest Overseas, and more.  The factors…

Travel Hacking refers to the utilization of points from credit card, hotel and airline loyalty programs for free or discount travels.  Travel Hacking plays a big part in my vacation planning.  It allows me to have an enjoyable vacation for less.  Most importantly, travel hacking really help free up my monthly cash flow for savings,…

I recently looked up the best city to retire early in but there were so many lists.  All of them have different cities in the top ten.  Most of them all look at different quality of the city such as crime rate, education, livability, walkability, cost, healthcare, etc. For this post, I decided to do…

You may have heard of 529s saving plan for future college costs.  They are great since they are funded with aftertax dollars and grow tax-free.  However they do have limitation in what you can use it for.  In general, they have to be qualified education expenses.  In addition, some states allow tax deduction on the…