Hello Everyone, for this post, I would like to share with you my own personal killer credit cards combination:
American Express Platinum = 5X AIRFARE + LOUNGE ACCESS + HOTEL STATUS
American Express Gold = 4X U.S. ONLY DINING + 4X U.S. GROCERY (UP TO $25,000/YEAR)
American Express Blue Business Plus = 2X EVERYTHING ELSE
CHASE Sapphire Reserve = 3X ALL OTHER TRAVEL EXPENSE + 3X U.S. & International DINING + TRAVEL INSURANCE + PLACES THAT DON’T ACCEPT AMEX
You could substitute CHASE Ink Business Preferred for CHASE Sapphire Reserve for 3X Travel Expense + Travel Insurance. You lose the 3X International Dining but can make up for it with the 3X shipping, internet, cable and phone services. The Ink card also a much lower annual fee of $95.
CHASE Freedom Unlimited = 1.5X EVERYTHING ELSE FOR PLACES THAT DON’T ACCEPT AMEX
With the points earn from these cards, base on your spending, you could easily earn at least 1-2 economy international round trip tickets per year (even business class tickets for some higher spenders).
A big tip is buying Home Improvement Stores & AMAZON GIFT CARDS at GROCERY STORES earning 4X on AMEX GOLD. This way all your home improvement & AMAZON spending is earning at least 4X per dollar!